Coupon Finance Launches Innovative Peer-to-Pool Lending Protocol to Enhance Capital Efficiency in Lending Markets – Coinnewspan
Location, March 26, 2024 — In an effort to address inefficiencies within the decentralized finance (DeFi) lending space, Coupon Finance has unveiled its peer-to-pool lending protocol. This new platform aims to refine the balance between capital efficiency and user flexibility by integrating a novel approach to fixed-term, fixed-rate lending in a peer-to-pool context.
In the realm of DeFi, lending protocols traditionally fall into one of two categories: peer-to-pool, variable-rate lending, and fixed-term, fixed-rate lending. The former category, which includes notable platforms such as Aave and Compound, is prevalent due to its straightforward user experience and high degree of flexibility. These platforms allow users to engage in depositing, withdrawing, borrowing, and repaying at their di...